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  <!-- Main Pages -->
  <url>
    <loc>https://www.lytefinancial.com.au/</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/contact</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/team</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Service Pages -->
  <url>
    <loc>https://www.lytefinancial.com.au/business-purchase</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/business-process</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/residential-lending</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/residential-process</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/commercial-property</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/commercial-process</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/smsf-lending</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/smsf-process</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Calculator Pages -->
  <url>
    <loc>https://www.lytefinancial.com.au/calculator</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/borrowing-power</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/loan-repayment</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/offset</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/refinancing</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/stamp-duty</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/calculators/interest-only</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Case Study / Scenario Pages -->
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios/business</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios/residential</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios/commercial</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios/smsf</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.lytefinancial.com.au/scenarios/smsf-residential</loc>
    <lastmod>2026-01-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
</urlset>
